It's about time.

Many of you can relate to Working long hours at your career. Raising your families. Buying a home and paying all the bills related to being homeowners and parents. We're now retired and don't need all that work and expense. Now "It's about time" and what we do to follow our dreams.

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Thursday, October 11, 2018

Another Merry Thanksmas, Answering Travel Insurance Question and Messed Up Hard-Drive.

Our Location today is McGregor, Ontario, Canada.


Posting the Blog from this older Computer proved to be quite a challenge last night but I’m slowly remembering how I fixed some of those challenges back when. The temperature also started sliding overnight so we were comfortable staying under our warm cozy Bedcover and my CPAP Machine kept me breathing as well. We had a morning appointment but I still managed to start my day before the Alarm which meant I could wake Kathy in a more civilized manner. This was a Fasting Day so there was no breakfast being served here. Once I had loaded another load of Merry Thanksmas Gifts in the Car, we were ready to leave. 

Last year every time we had a Morning Appointment we were delayed by School Buses but this year they are not a bother at all. We left Home at 8:00 and were at Kathy’s Doctor’s Office by 8:20. Since the door was open she went inside to wait for her appointment while I drove to a different Blood Lab that I’ve gone to for nearly Forty Years. 

They say things change over time and this Blood Lab used to be open by 7:00 in the morning until 3:00 in the afternoon. Their hours are now 9:00 until 1:00. I was fortunate to be the first one there and had filled in all my Paperwork. Seeing the line was getting longer in the hallway the lone attendant opened early and I was back at Kathy’s Doctor’s Office by 9:00. 

Once Kathy’s Appointment and Blood Test were over we were on our way to A&W for our breakfast. The quality of these meals that are served on Ceramic Plates is the same as the other higher priced restaurants in the area. We even had refills for our Coffees that were also in Ceramic Cups. 

Not wanting to waste time and gas to go Home then drive back to Windsor we had a lot of time to use up so we walked around the Dollar Tree for a while before going to the Devonshire Mall to walk around. It has been under a major renovation for over a year. They complete one section only to start another. We were starting to get hungry so we shared a Value Meal at Taco Bell in the Food Court which held us over until supper this evening. 

Not wanting to get stuck in Rush-Hour Traffic we drove down to the Detroit River waterfront by the Ambassador Bridge. Even with our jackets on, it was too cold to stay out of the Car very long. 

We finally drove over to our daughter Rose’s house for what will probably the last time we see them until next spring. We visited with Munaf until Rose returned from getting D.J. at the Bus Stop. We exchanged Gifts and Munaf still finds it hard to believe that we treat him so well. That’s because he is Family. Since this was Cadet Night D.J and Rose had to start getting ready to leave so we got our Hugs and said our Good-Byes. 

We stopped at Wendy’s where we ordered supper from the Value Menu. Healthy, Satisfying, Tasty and Inexpensive, you just can’t beat that. 

We had to pick up Kathy’s prescribed Antibiotics in Amherstburg, that we’ll bring with us to the southwest just in case. The quickest way to get there was taking 18 Highway through LaSalle. The Wind Gusts were getting stronger and you could see lots of White Caps on the River. 

We arrived at Pharma Choice drug store with only Fifteen Minutes before they closed. Kathy’s Doctor only called in a single dose of the Antibiotics so we’ll have to call her in the morning to double the order. 

We stopped at Walmart to get some Sunblock that Kathy will also need for our trip. We arrived Home just before the Sun started to set. 

A question was asked about our Health Insurance as many who travel are facing increased costs. After replying I thought others would like to know this as well. 

When we first started Snow birding for four months Kathy insisted we get “Out of Province Travel (Health) Insurance” even though I told her we were covered. The first year was $500.00 then the second $950.00 but the third year would have been over $3,000.00. Kathy was born with a different heart then most of us and even though she has never had a Heart Attack the Insurance Companies hold that against her. She said our travel days were over but I brought her to the Union Hall where I introduced her to our Benefit Representative. I left them alone while I ran an errand. When I returned Kathy was all smiles because we were going south for the winter and we didn't need any additional Travel Insurance. When the recession hit in 2008, employees at GM and Chrysler took a hit on their "Out of Province Coverage", The union had been working with Ford at saving money to help make the company profitable, (which meant Ford did not need the Government Bailout the others needed.) Because of that Ford left the “Out of Province Coverage” at 182 Days. As long as our Doctors say we are fit to travel we are covered.  

Insurance Companies are out to make money and will use any excuse they can to gouge their customers. We are just lucky that we don't have to worry about that anymore. If Ford ever does change our coverage we will have to re-examine our Lifestyle. 

S-X Video called about my Computer today. It’s the Hard-Drive that is failing but they have backed everything up and can have it to me on the weekend. This Computer has closed down on me Twice tonight. I can’t wait to get my Computer back. 

The Temperature has really cooled down and the Wind is shaking the Trailer. Thanks for following along and feel free to leave a comment. Be Safe and Enjoy!  

It’s about time.


  1. Talk about a busy day!!! Good insurance coverage is hard to get. I'm glad you are both covered. I never leave home without it!!

  2. Thanks for sharing the blog, seems to be interesting and informative too. Can you suggest some of the interesting places to visit for Travel Insurance

  3. Thank you for sharing such great information.
    It is informative, can you help me in finding out more detail on
    Travel Insurance.